Finding the Best Deal for House and Contents Insurance
If you think you’re paying too much for your house and contents insurance, there’s an easy way to lower your bills and put the money you’ll save to better use. Perhaps you’ve stuck with the same insurance provider since you last moved home or, worse still, maybe you’ve never bought any insurance, believing it to be too expensive, and the risk of needing to claim very low.
1. Whilst your house/building insurance needs to cover the cost of fixing or rebuilding in the event of damage, you can afford to be pickier with your contents insurance. To keep your premium low, consider what items you really need to insure; for example, if you own high-value items that are rarely used, store them in a safety deposit box at your bank, fire-proof home safe, or at a fully-insured storage facility.
2. Protect your home and immediately lower the cost of your insurance by taking security measures such as fitting a house alarm, smoke detectors, window locks, deadlocks, and possibly CCTV. The more secure your home, the less risk you will pose to your insurer.
3. Shop around on price comparison websites or cancancover to find and compare the best deals. Often, combining house and contents insurance with the same provider can attract significant discounts.
4. Volunteer to pay a higher excess than the standard required. Although this means you will have to pay out more should you need to make a claim, it could save you hundreds of pounds on your premium over the years.
Follow these suggestions and let cancancover start saving you money on your house and contents insurance today.
